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Record identifier : 564937
Personal Name - Primary Intelectual Responsibility : Nasiri, Fateme
Title and statement of responsibility : Fire Insurance Ratemaking Procedure and its Application in Iran [Thesis]/نصیری ، فاطمه;supervisor: Ghadir Mahdavi;advisor: Reza Ofoghi
Publication, Distribution,Etc. : , 2011
Language of the Item : eng
Internal Bibliographies/Indexes Note : bibliography
Dissertation of thesis details and type of degree : Master of arts
Discipline of degree : , Actuarial science
Body granting the degree : , Allameh Tabatabai University, E.C.O. College of Insurance
Summary or Abstract : بررسی روشهای نرخ گذاری بیمه آتش سوزی و کاربرد آن در ایران می باشد. هدف اصلی نرخ گذاری‌بیمه ای تعیین نرخ عادلانه و منطقی از دیدگاه بیمه گر و بیمه گذار است. هر چند تعیین حق بیمه رضایت بخش نیست و بر روی ریسک تاثیر گذار است لذا باید به طور پیوسته کنترل شود
: The main goal of insurance ratemaking is to produce the fair and reasonable rate from the point of view of both insurer and insured. In one side, the insurer expects the rate to be sufficient to provide for compensation of claims, expenses, adequate margin for profit and catastrophe and also taxation. At the same time, the insurer should be careful about the rates in any class not to be excessively more than the rates of other insurers in the market because of competition therein and the risk of losing the market. On the other side, the reasonable rate for the policyholder should not be more than a sufficient amount as premium to cover him in the case of insured risks with the adequate provisions for all expenses involved with the policy, profit, catastrophe and other loadings. However, determining the satisfactory premium is not an easy job and a lot of factors which affect the risks should be mentioned and checked continuously..
Uncontrolled Subject Terms : Fire Insurance Ratemaking
: Pure Premium Method
: Loss Ratio Method
: نرخ گذاری
: بیمه آتش سوزی
Information of biblio record : TL
 
 
 
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